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Gents,
Has the finance model changed?

I used to borrow money and my credit limit used to still continue to increase. Now it seems, that's no longer the case. My bank manager has firmly shut he's cheque book to my whilst I owe him money. Needless to say, I'm desperate to borrow more money as I'm keen to build a 2nd place team!
06/12/2011 16:46
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Username
6256 msgs.
Golden Ball
Amount you can borrow is based on:-

1) how good your finance manager is
2) How good your team is (league, position, team ranking)

You've hit a plateau, change one of these and you can get more money. Or use GB's to increase your limit.
06/12/2011 20:23
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grantis45 said:
Amount you can borrow is based on:-

1) how good your finance manager is
2) How good your team is (league, position, team ranking)

You've hit a plateau, change one of these and you can get more money. Or use GB's to increase your limit.


You are probably right. I'm 3rd at the moment, financial manager is average.
07/12/2011 07:54
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Username
1835 msgs.
International
also on the interest rate i think... 07/12/2011 12:45
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Username
1835 msgs.
International
I think the stadium quality is calculated also. My VIP seats just finished and my credit limit increased. Just a guess though. 07/12/2011 15:47
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Funny you should say that, I'm currently saving for pro seats, so I hope these are factored in. 07/12/2011 16:26
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Username
5569 msgs.
Golden Ball
It's based on the total value of your club.

Think loan to value. Or % of all assets liquidated.

My guess is that spending gb to increase limit increases this percentage.
08/12/2011 02:30
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Nah, not necessary, I'll just build my club without large loans (I am trying to avoid becoming SM's answer to Greece!). 08/12/2011 12:18
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My loan level is 5m + if i use gb how much will it raise to 08/12/2011 20:20
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212 msgs.
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Dstance said:
My loan level is 5m + if i use gb how much will it raise to


A lot......but given you earn 5-7m per match, do you really care for a loan ?
10/12/2011 13:22
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